A Better Home-Buying Experience Starts Here
There's a lot that goes into buying a new home: preparing your finances, home shopping, curating an offer, and sealing the deal. Our team of professionals have the expertise and connections to make buying a home easier than ever. Let's meet your team!
Your Real Estate Relationship Manager
You deserve a trusted and reliable guide as you invest in your future. HomeHunt will connect you with a real estate relationship manager who is personable, available, and responsive to your needs. Spend less time doing, and more time enjoying your home hunt journey.
At HomeHunt, we only work with the top mortgage lenders in your area. Our lenders make you the top priority and help streamline the loan process so you can get into a new home quicker. Don't be left guessing, work with a HomeHunt lender to obtain the perfect loan for you.
The agent you choose should be determined, understand the market, have a network of professionals, and stay in touch to answer your every question. HomeHunt agents are certified Realtors with the home-buying experience to make winning offers and hard negotiations in today's seller’s market.
The Home Buyer
You are the most important part of your home-buying team! HomeHunt will deliver a tailored experience to meet your needs. You'll be in control every step of the way. Communication with your team is vital; they'll review your preferences and financial requirements to find the perfect home for you.
Let's Start Your HomeHunt!
How to Plan for Your Home Purchase
9 Months Before Home Purchase
- Establish a budget
- Check your credit score
- Research real estate agents
- Start a savings plan
6 Months Before Home Purchase
- Research neighborhoods
- Visit open houses
- Review amenities
- Prepare for house expenses, including repairs
4 Months Before Home Purchase
- Work with a mortgage professional to review finances
- Interview real estate agents
- Obtain pre-approval and pre-qualification letters
- Start shopping for a home
2 Months Before Home Purchase
- Submit an offer on a home
- Schedule a home inspection an appraisal
- Obtain loan approval
- Begin title search and insurance process
1 Month Before Home Purchase
- Schedule final walk through
- Purchase home insurance
- Organize all financial documents
- Close on your home
- Pay all closing costs
- Sign paperwork
- Pack up to move
- Get your keys!
Home Buyer FAQs
Buying a home is a lifelong commitment and one of the biggest financial investments you'll make in life. There are many factors to consider before buying a house. Do you have a steady job? Have you been employed for the past two to three years? Do you have reliable income? Do you pay your bills on time? Do you have any long-term debt? Can you afford a mortgage, taxes, insurance, utilities, and other bills? All of these are questions to consider before purchasing a home.
The decision to rent or buy a home comes down to a few questions. Do you have a steady job? Do you have reliable income? Do you have outstanding debt? Can you afford a down payment, mortgage, taxes, insurance, utilities, and additional bills? These questions should determine if you're ready to buy a house or instead rent until you're financially stable to buy.
Yes, your credit score will impact your ability to buy, as well as the interest rate of your mortgage if you get approved. Your credit score is a glimpse into your financial standing. Mortgage lenders will use your score to determine if you're eligible for a loan as well as the interest rate. Higher credit scores result in a better chance of receiving a loan with a lower interest rate. Buyers with low credit scores may have to wait longer to obtain approval and could have higher interest rates. It's best to work on raising your score before starting the home-buying process.
Down payments will differ depending on your financial situation and the cost of the home you want to buy. Saving for a down payment can be challenging, especially for first-time home buyers. The average down payment is between 3% and 20% of the home's price, but can also vary according to lender requirements, as well as the type and length of the loan. Before you commit to buying a home, prepare financially by saving for a down payment.
This is a common question when it comes to home buying. Pre-qualification gives potential home buyers an insight into how much they can borrow for a mortgage. This information is not guaranteed but can help home buyers determine a budget. Pre-approval involves pulling your credit report to determine if you qualify for a mortgage. This helps real estate agents understand what you can and cannot afford. Home sellers are more likely to accept an offer from a pre-approved buyer because it ensures that they won't back out of their purchase and can afford the home.
Receiving a mortgage can be a complicated process. It's important to work with a reputable mortgage lender who will walk you through every step of the home-buying process.